Checking Accounts

Managing your finances is a lot easier when you have the right tools. Northwest Christian Credit Union gives you everything you need to manage your accounts online with ease.

Checking Accounts

Regular Checking

Initial Deposit $50
Age Groups: 22+
Debit Cards: $5.00 each

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No Monthly Fees, No Minimum Balance
The NWCCU Free Checking Account has no minimum balance requirements and no monthly account maintenance fee.  With a minimum opening deposit of $50.00 it’s easy to use.

  • No Minimum Balance required
  • No Monthly Account Maintenance Fee
  • Unlimited Debit Card transactions
  • Free Online Banking
  • Free Telephone Banking
  • Free Bill Pay (10 per month)
  • Free Online Check Images (check image history is only available as far back as 90 days)
  • Free Direct Deposit
  • Your New Item
  • Free Online eStatements
  • Free Shared Branching
  • Unlimited Check Writing
  • Opt for Overdraft Protection by linking your savings account or opening a Line of Credit (LOC) *restrictions apply
  • Account insured for up to $500,000

Pathway Checking

Initial Deposit $25
Age Groups: 16 – 21
Debit Cards: $5.00 each

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Pathway Checking

As a young adult starting out, whether it’s going to school, working, spending time with family or friends, playing in a band or running your own business, NWCCU knows that everyone’s life is unique. Everyone has different financial needs to keep their lives running smoothly. That is why NWCCU, developed our Pathway Savings/Checking Accounts. This gives young adults an easy way to save, spend, borrow and manage their money, all while enjoying life’s many adventures. Open an account today to establish your credit union membership.

  • Open a Pathway Savings Account with just $6.00 – $5.00 into new savings – $1.00 one time membership fee
  • Open a Pathway Checking Account with $25.00
  • Receive a gift at the time of opening to celebrate the new account
  • FREE Debit Card
  • FREE first 12 starter checks
  • FREE eStatement
  • Online Account Access 24/7
  • Rates adjusted monthly
  • Dividends are earned daily and credited to the account monthly ($50.00 minimum deposit required to earn dividends)

***Requirement for opening an account at NWCCU
Social Security card for minors, that do not have a valid state issued photo ID.
Parent or guardian required as joint owner if under age 18.
Pathway Accounts are for young adults ages 16-21. It’s both a savings and checking account * (optional).

Online Services

Below are some of the online services we offer when you have an account with Northwest Christian Credit Union.

Mobile Banking

Access important banking services whenever you need them, no matter where you are.

Mobile Check Deposit

Utilize our mobile banking app to deposit your checks without having to go to a NWCCU branch.

Bill Pay

Streamline your bill paying process. Save money and time with online bill pay.

Enroll for Online ServicesOur Fees (pdf)


Stay organized and go paperless with easy electronic access to your monthly account statements.

Money Desktop

View all your share and loan accounts in one place with Money Desktop. Enhance your money management and view your finances in a visual way that makes sense.

Shared Branching

We work with Co-Op Credit Unions so you can use many credit union branches as if they were your own credit union.

Co-Op Credit Unions

Still Have Questions?

You can reach us by utilizing the information below or visit us in person at the branch nearest you.

208.466.0916800.955.7775, Toll Free[email protected]Our Branches

About Us

Northwest Christian Credit Union is here today because of the vision of a few Christian doctors at Samaritan Hospital. These doctors had the vision to see beyond the medical needs of their patients, and see the need for financial assistance as well. In April of 1954 the Nampa Fellowship Federal Credit Union was established.

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What is a Credit Union?

A Credit Union is a financial institution like a bank, EXCEPT that it is owned by the people who belong to the Credit Union—its members. When you deposit money in Northwest Christian Credit Union, you have an ownership share of the Credit Union. That means your money is managed by people like you, who have you and your family’s interests in mind.

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